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TYPE OF FUNDING
Our team of experts are well-versed in the money financial industry and will find a loan that tailors to your specific needs. There are 2 general type of loans :- Business loans and Personal loans. Your interests will be our number one priority.
BUSINESS FUNDING
A business funding in Singapore is a financing option designed to help companies access working capital for day-to-day operations, inventory, equipment purchases, or expansion.
Working Capital Loan (EFS-WCL)
Supported by Enterprise Singapore (EnterpriseSG), eligible SMEs can borrow up to $500,000 with a repayment period between 1 and 5 years. The scheme requires at least 30% local shareholding and is targeted at SMEs to support operating cash flow.
Startup Business Loan
Designed for new or early-stage businesses, this “first business loan” often offers between $20,000 to $100,000 in loan amounts. It is used to cover early expenses, support new operations, or take on timely business opportunities with minimal documentation and a straightforward application process.
Business Term Loan
Ideal for funding specific projects, expanding operations, or capital investments, term loans provide businesses with predictable payments and the stability to plan their financial future.
Invoice Financing
Invoice financing is a method where businesses borrow money against the amounts due on outstanding customer invoices. It allows companies to unlock cash tied up in unpaid bills, providing immediate working capital to pay employees, cover operational costs, or fund growth without waiting 30 to 90 days for clients to pay.
Documents required for Business Funding
Documents required for Business Funding
To apply for a business term loan, companies typically need to submit the following documents.
A minimum business operating period such as at least six months.
ACRA record
Recent 6 months bank statements.
2 years financial statements, and NOA of the directors.
Credit Bureau Report
PERSONAL FUNDING
Personal Funding is designed to meet your needs, no matter your background or financial situation. From emergency cash loans to personal financing options in Singapore for larger purchases, we help you borrow money with confidence and clarity.
We work with banks and licensed money lenders to offer the personal funding.
Unsecured personal loans
It doesn’t require any collateral. Instead, your approval is based on factors like income, credit score, and repayment ability.
Secured Loan
A secured loan is a type of financing where you use your property as collateral to borrow money.
Property-backed Loan
Leveraging your property to get the funds you need for personal or business goals with flexible terms and competitive rates.
Bridging Loan
An interim financing for an individual until permanent financing or the next stage of financing is obtained. Money from the new financing is generally used to service the bridging loan.
Documents required for Personal Funding
Documents required for Personal Funding
To apply for a business term loan, companies typically need to submit the following documents.
NOA Statement.
Credit Bureau Report.
CPF Statement / Proof of Income
Collateral Documentation (For secured loan)
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